For anyone who wants to own their own home, going through the process of pre-qualifying for a mortgage is an informative first step to understanding how much home you can qualify for and getting you started on the path to homeownership. Check out the Links to Homeownership information on this website. This service has very generous income guidelines and is free to all Michigan residents. If your income exceeds the guidelines for this free service, we highly recommend you choose a mortgage broker and go through the paperwork necessary to pre-qualify for a mortgage. There is sometimes a small fee to get your credit report, but otherwise most brokers are willing to provide this service free-of-charge.

If you don’t have a broker, we would like to recommend our broker. Bob Kozak of Mortgage North, has many years of experience in the banking business. We have found Bob has gone the extra mile to find funding for homebuyers. Click here for contact information.